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Health insurance is HOW MUCH!
And there are Brits here saying how great private care is and how much they want it... fucking turkeys to christmas.
People who push for private healthcare are either the type that could afford it or are the sheep following them.
And the thing is, private healthcare is great for those who can afford it. Both specialists and PCPs are readily available for appointments in the US, and the quality of care is good!... You'll just end up bankrupt if your employer doesn't provide good insurance.
It's fucked up, and it's not equitable. But I understand why it's appealing to the wealthy.
Both specialists and PCPs are readily available for appointments in the US
Where are you going? I usually have to schedule my appointments at least three months out, or there is no availability. My girlfriend had to wait a year and a half to see her OBGYN
6 months to see a dermatologist here in the great US of A.
There's a reason why literally no other country in the world is imitating the US healthcare insurance system.
Haven't heard of that phrase but it's an apt analogy for my fellow Brits. Same with Brexit. Wasn't till afterwards did they realize that what they voted for and were upset. Heaven forbid you listen to those warning you about it.
Stop dreaming, start killing the billionaires.
Imagine outlawing plastic bags/straws before private jets.
Keeps the masses busy. I guarantee they have plastic straws on those private jets.
First person to get a billionaire killionaire gets bragging rights for eternity.
... median lifetime earnings for the typical U.S. worker stand at $1.7 million...
And Musk makes over 3.5x that amount in a single day.
Three and a half lifetimes of work per day, and nobody wants to do anything about the billionaire problem?
Retirement: $715,958
And this is why I likely won't be able to retire. At a recent retirement meeting my company gave, they said that people should be putting 15% of their income into retirement. However, I can't afford to do this. Not even close.
I live a pretty frugal life. I don't vacation. I rarely go out to eat or order food in. I plan my meals and only buy what we need. I drive a 14 year old car that's paid off. Still, my expenses, while less than my income, wouldn't let me reduce my pretax income by 15%.
I'm 48 and I doubt if I'll have 20% of the figure above when it comes time to retire.
And still 700K for retirement is still low since I'm sure they're using the US median salary and the old adage of saving 10 times your salary for retirement. So far every place I've worked and attended the financial seminar, my own retirement manager, and my sister who works in the industry have told me you really should be saving 15 - 20 time your salary if you want to live comfortably.
So to me what this article is saying is that you'll need that just so you can live pay check to pay check through retirement and still be stressed the fuck out and at risk for being homeless in your golden years.
It costs lives too. Exploitation is hard baked into any $ucc€$$fu££ ~~vulture~~ venture or ideology
To put it in perspective... I inherited my mom's house, retirement, life savings, car, etc. And I am still very limited in buying a new home where I actually want to live, bc of how outrageous prices are. Just imagine... almost 70 years of her life, and I can't do what my dad and his first wife easily did at age 20 working as a restaurant manager. Insane.
WE KNOW
That's why they call it the American Dream, because you have to be asleep to believe it.
George Carlin
Some costs might be lower or higher, depending on a family's goals. For instance, some might pay for more than one-year of college for their children, while others might buy fewer cars.
Wedding and engagement ring: $35,800
One year of college for two kids: $42,080
Pets: $67,935
Average cost to buy a home, including lifetime mortgage payments: $796,998
Are you really buying a house if you never finish paying for it?
And you effectively never truly own the house, if you stop paying property taxes on it the city/county takes it.
Nope, the Big Brain Compassionate People have since informed me that the American Dream™ is ONLY that you have the OPPORTUNITY to maybe afford that life.
So the American Dream™ is that CEOs exist, you can be one. The end. Get fucked Mr.Factory worker, your time passed and even though we still need you we don't care about your quality of life, just be a CEO.
It's amazing, because in that world the American Dream™ is literally impossible to deny. Rich people will always exist and Big Brains will always point to them and say "you can be that" so shut up.
Considering the Earth is dying and society will probably collapse in the next 20 years, there's no "retirement plan". You either die in your work boots at 90, get shot in the water wars, or starve to death once agricultural zones turn to sand.
Buy the game you want. Tell that hot person you're into them. See as much as the world right now as you can.
Sure, there's a COL crisis right now in North American, but in 20 years we'll look back at right now as "the good times".
You've forgotten the fourth category: the rich who barricade themselves into a paradise of hoarded resources while everyone else dies.
The American Dream is not as attainable as people claim.
Save up a million in 401k, investments and equity just to spend it all in a couple of years for senior care.
This explains alot, a life without love has made my checking account stable.
Okay, this may be just a side note, but I hope they mean "wedding (as a whole) and engagement ring" because 35 THOUSAND for three rings is excessive.
Bridal jewelry worker here. I can absolutely confirm that, yes, you can indeed spend $10k on a ring setting and stone very easily. You can also spend $35k on a single ring if you got something from Hearts on Fire or Tacori.
Most of the cost comes from the stone and not the ring setting itself though. Like you can spend maybe at most like $5k on a platinum ring setting and another $10k+ on the stone.
I spent like $1,000 on a ring. Of course she divorced me later on, probably because I didn't buy an expensive enough ring.
Most of the.math here makes total sense but what the fuck is this shit
Wedding and engagement ring: $35,800
If anyone here spends $35k on a fuckin ring when you can't afford hospital stays and shit, let me know so I can come slap some sense into you.
Like why is this even on the list? It doesn't even materially change the final outcome.