Politics

This is the core problem, at the end of the day. Average doctor's salary in the US is higher than any other country in the world. On top of that, a significant chunk of the money you are paying for your health care is going to the hospital admins and support staff, not the doctors. In this issue, health insurance is a catalyst, not the cause. The core problem is that care providers and drug companies can charge whatever they want for services and items, and there is no real countermeasure to this inflationary problem. Medicare sets payment rates for medical services, but this only applies to Medicare enrollees and only applies to medical services. Health insurance is a parasite that feeds on this problem, and accelerates the inflation of health care costs so they can skim off the excess inflation. But the core problem is that there is no US law regulating the prices of medical services, items, or drugs.