Privacy

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A place to discuss privacy and freedom in the digital world.

Privacy has become a very important issue in modern society, with companies and governments constantly abusing their power, more and more people are waking up to the importance of digital privacy.

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Decided to start paying predominantly cash again (lemmy.mtate.me.uk)

submitted 3 months ago by smeeps@lemmy.mtate.me.uk to c/privacy@lemmy.ml

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I had two reasons, the first is because i found it way too easy to spend on my card without thinking, and the second because I wanted to regain a bit of privacy alongside everything else I'm doing. Ive set it up in my bank that on payday, an amount of my salary automatically goes to the bills account, some goes to long term savings, some to short term savings, then the rest I take out in cash.

It really does change my perception of spending I think: Ive found myself not buying things because I didnt want to break a note and carry change. I can physically see how much I have left. I can take £20 to the pub and leave when its finished. Plus it feels really good knowing every single transaction isnt stored forever. I have a small amount of money on a contactless ring for emergencies like a bus fare or somewhere that unexpectedly only takes card.

Is anyone else still predominantly using cash day to day?

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[–] Turbo@lemmy.ml 15 points 3 months ago (6 children)

Some credit cards offer 2% cash back... (Not points) So it's hard to give that up when you get 2% off for just about every dollar you spend. Why wouldn't you put every dollar on card you would normally spend.

This doesn't work well if you are paying interest...

If you're fiscally savvy and don't overspend and can pay your balance in full every month and are not paying interest, this is a strong vote for choosing over cash.

However, without that....I see no benefit and would use more cash for all reasons in this thread.

[–] tunetardis@lemmy.ca 4 points 3 months ago (1 children)

Well that's the way it should be. If they're selling your data, they should compensate you for that in some way. Then it becomes a personal decision as to how much it matters to you.

[–] smeeps@lemmy.mtate.me.uk 4 points 3 months ago

As an aside, this is why I recently degoogled, having been all in on Google products for 10 years. 10 years ago you got amazing value for your data from Google but now every single useful product has been enshittified or shut down and they collect more data than ever. The sums just don't add up any more.

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