this post was submitted on 03 Nov 2024
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    [–] prole@lemmy.blahaj.zone 1 points 1 week ago (6 children)

    I'm in the US, and all of my cards have the numbers on the back now, and they're not raised. I'm pretty sure we transitioned to chip and pin like a decade ago.

    [–] noredcandy@lemmy.world 3 points 1 week ago (3 children)

    The US uses chip and signature, no joke, because the banks didn’t think people could remember another PIN.

    [–] Hawke@lemmy.world 2 points 1 week ago (2 children)

    Even though the you already have to use the PIN at an ATM.

    No idea why there’s such a big functional difference between “credit” and “debit” cards.

    [–] PhobosAnomaly@feddit.uk 2 points 1 week ago (1 children)

    I don't think there is in terms of process, I think payment handlers just add a higher charge for processing credit card payments, which is why stingy retailers dislike them.

    I'm happy to be corrected though.

    [–] Hawke@lemmy.world 1 points 1 week ago

    The only time I’ve been prompted to enter a PIN is when using the same card as a debit card vs a credit card.

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