this post was submitted on 10 Dec 2024
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Someone said he was in a surfing accident and needed pins/plates put in his back. His profile (https://i.imgur.com/2g1ZGBa.png) shows an X-ray of a back that's had surgery done on it.
He's 26 and just come off his parents' healthcare. [Except his family is wealthy, so I'm not sure if this one is relevant or not.]
You can be wealthy and not be "pay your own medical bills" wealthy.
Doesn't his family own nursing homes and other businesses? Shouldn't that be wealthy enough for healthcare? You would think there are some connections to the medical sector there as well.
Nursing homes are typically run poorly because they’re in a position that has a hard max on profit. Medicare pays what it pays and that is all. Unlike a hospital which can just make things up and charge whatever, alongside pricy elective surgeries, nursing homes have settled into their x Medicare $$ for each patient.
So while there is profit it won’t be anywhere near the profit of a hospital.
Couldn't a private nursing home charge whatever they want for room fees, recreation fees, meal fees etc? There are some very shitty nursing homes and some very fancy ones out there, and id bet the profit margins on the fancy ones are much higher.
A long term care bed at a nursing home costs anywhere between $5500 to $20000 monthly. There are many rich, retired people who would have their finances depleted in a few years with a cost that high.
The average middle class individual would never be able to afford that so the fall back is usually medicaid.
There are private pay. And there are Medicare pay. Depends. Any will charge for anything: private room, tv, etc. Meals are mandated by regulation.
So yes, if they own private pay they could be wealthy. Which shows how shitty health insurance has become, if they can afford Luigi’s posh schooling and not afford their healthcare.
US doctors can't always afford healthcare