this post was submitted on 03 Aug 2025
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Memes
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Post memes here.
A meme is an idea, behavior, or style that spreads by means of imitation from person to person within a culture and often carries symbolic meaning representing a particular phenomenon or theme.
An Internet meme or meme, is a cultural item that is spread via the Internet, often through social media platforms. The name is by the concept of memes proposed by Richard Dawkins in 1972. Internet memes can take various forms, such as images, videos, GIFs, and various other viral sensations.
- Wait at least 2 months before reposting
- No explicitly political content (about political figures, political events, elections and so on), !politicalmemes@lemmy.ca can be better place for that
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Laittakaa meemejä tänne.
- Odota ainakin 2 kuukautta ennen meemin postaamista uudelleen
- Ei selkeän poliittista sisältöä (poliitikoista, poliittisista tapahtumista, vaaleista jne) parempi paikka esim. !politicalmemes@lemmy.ca
- Merkitse K18-sisältö tarpeen mukaan
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why?
Because whether you like it or not, it's tied to retirement and wealth.
How? Are americans so poor that they have to sell their home for retirement?
Home values up until very recently would net 4-5% a year in value when adjusted for things like maintenance, lower mortgage rates vs rent, inflation, and other considerations.
You can buy a moderate sized home to raise a family and grow into while being nearly certain that you're going to have moderate gains while maintaining a fixed cost over 30 years. If you move you can be nearly certain in most situations to be able to sell or rent. You can invest in improving the property knowing you'll make back 50% of those costs later.
Get old age don't need a big house anymore? Sell it and add that 75% of mortgage money you paid directly back into your retirement income.
There are very very few investments as historically safe and as useful as the mortgage in the USA.