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This ignores how interconnected our logistics is on a global scale. As other nations devolve into war, not only between themselves but against the west as well of we try to stop the migration, the world logistics will get severely disrupted, from food, to resources, to everything else. How will that look?
The west is not immune to serious consequences, and it is very likely we will see living conditions severely worsen to the point of mass unrest as well. The chaos very much will end up being global.
You mentioned the high inflation, and that "life goes on".. but does it? Or does it push more and more people to the breaking point, leading to more and more dysfunctional societies, planting the seeds for serious future unrest?
These things do happen over long periods.. but they do happen. I won't pretend to know how the future will look like, but it is far too early to say that things turned out fine.
Countries with resources won't have a reason to "devolve into war". Countries without resources won't affect much beyond that country. Why would logistics get disrupted?
I also think you're overestimating the effect. Optimistic studies claim something like 8% impact in 2100, pessimistic 18% in 2050, which is a tiny effect per year.
Again, humanity deals well with slow changes. We're mostly talking about "the economy grows by one percentage-point less quickly than it would without climate change" for the worst affected countries in the absolutely worst long term estimates (something like -65% by 2100), and a fraction of that for most countries. Just to be clear, we're not talking about "x% less than now", we're talking about "x% less than it would have been without climate change". It's likely that over time, despite climate change, the standard of living even in those countries will continue to increase, unless they, as you said, devolve into (internal/local) wars for mostly unrelated reasons.
It's refreshing to see something other than the usual perspectives "The world will end", "Humans will die out, but nature will be fine", "waterwars" or "There's gonna be more immigrants".
This narrative sounds nice and makes me feel safe, it must be true.