this post was submitted on 16 Nov 2023
1 points (100.0% liked)

Entrepreneur

0 readers
1 users here now

Rules

Please feel free to provide evidence-based best practices, share a micro-victory, discuss strategy and concepts with a frame work, ask for feedback, and create professional conversation. Treat every post as if you're at work and representing the best version of yourself.

founded 1 year ago
MODERATORS
 

I would like to buy a large business that cash flows but I need a lot of money to buy it, where do I start? I could leverage my house?

you are viewing a single comment's thread
view the rest of the comments
[–] yourbizbroker@alien.top 1 points 11 months ago (13 children)

Business broker here.

A $6-$7M business can be purchased using a maximum of $5M from an SBA loan and then either seller financing or a conventional bank loan.

Plan on bringing around $1M to the table of your own money or from private investors. You may be asked to put down 10% of the purchase or supply your own working capital once you take over.

Your story matters. The bank and the seller need to feel confident your team has the experience to run a business of this size and industry.

[–] redperson92@alien.top 1 points 11 months ago (4 children)

my experience with SBA was absolute crap. they would not lend me a penny, eventhough I was willing to put 50% of the price. SBA are piece of shit. All they wanted to do was make me go on seminars and give me useless advice.

[–] rocksrgud@alien.top 1 points 11 months ago (1 children)

Maybe if you went to those seminars you’d understand what SBA actually does

[–] redperson92@alien.top 1 points 11 months ago

I did go and did understand what they did. still of opinion that they are useless.

load more comments (2 replies)
load more comments (10 replies)