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I'm somewhat torn on this:
Yes, I totally agree that federal loans should be forgiven even if someone pays theirs off.
Private loans though? Not so much. That's basically the same as a mortgage from a bank. Or a car loan even. That money ultimately ends up in the borrower's possession after the school balance is paid. That? I am not so willing to share the cost of.
I, somewhat, feel you. My hang up is federal loans are often s pittance
Maybe my FAFSA has the wrong code(at this point, for my oldest). Maybe I should have lied about my assets? I haven't done my research, but it did not seem like my lack of home or non-beater factor in
Plot twist, he actually beat up every single kid in the paediatric cancer ward at his local hospital.
What happened to all that student loan vote-for-me-again (or so it felt for a European, IMO) relief stuff in the end?
It's next to the Epstein's files.
"If they cure cancer after I beat the shit out of it, I'll have to beat it up again and possibly kill it this time. Who the fuck cured the twat of the injuries I gave him anyway? I thought we hated cancer?"
I cant believe how many time I have to say "just because I was hungry yesterday doesn't mean you sould starve tomorrow." That line was fundamental in my upbringing, it's so simple and do correct and now,no one understands this very basic concept for children
I think there are three problems with loan forgiveness:
It’s almost like “too big to fail” but for people.
How? "Too big to fail" is bad because companies have multiple other methods of dealing with debt, like selling assets and declaring bankruptcy. Student loans can't be discharged via bankruptcy, and most people with loans don't have enough assets to cover their loans.
My loans were discharged under Biden, but that's because the government fucked me over on the PSLF and changed their mind after I'd done the time doing palliative care for developmentally disabled adults.
You want to talk about sacrifice? I did a decade of dealing with literal feces because I was providing care to autistic people that had developed dementia, and I was only getting a couple bucks more than minimum wage. The payoff was supposed to be student loan forgiveness, but the fucking government went back on their word, and now Biden's the bad guy for doing what was originally promised? C'mon.
Yeah I don't think this covers the situation as much as it's a nice feel good story.
Imagine for a second you are relatively poor, you go to a state school or community college in order to afford it. You have loans, but they are small.
Now imagine you're upper middle class, you go to a private or out of state school and take loans out for a much much larger amount than the other person, with the expectation that you're getting more value for your money (let's ignore the labyrinth there for a second -- this is something many people believe and believing it, for some, makes it true).
Now, both loans are forgiven
Youve succeeded in making the rich richer, giving them both the higher valued education and all of their money back.
Or imagine you're that poor student but you're smart: you got a grant or scholarship making your loans nonexistent, but only if you go to the state school.
Once again, forgiving loans makes the already wealthy person significantly more wealthy and does nothing to benefit the poorer person.
Yes, of course, there's a wide range of reasons a person might go down either route, and I'm absolutely certain there are many millions of people who have gotten loans way above their wealth in order to go to a better school and jump out of poverty (or whatever). This comic ignores the nuance.
In the cancer analogy, this would be a poor person dying or otherwise experiencing terrible health problems because they couldn't get the care they needed, then when a cure is developed, only administering it to the people who could afford care to begin with (ie american health care)
I mean I wouldn't want it to not exist but if I just nearly died of chemo + cancer I'd be a little mad if they found an EASIER way to cure cancer...
That would actually kind of be funny in retrospect. Like, if you survived it, and it was the most horrible, painful year of your life, and then the day the doctor gave you the all-clear, the FDA released a drug that takes care of it in seven days with minimum side effects.
Like any time anybody said anything to me, I would be whipping out my cancer photos and then using that to explain that the universe hates me, and so therefore I am absolved of all sin.
This is som weird metaphor... So some people get voluntary "cancer" in hope theycan fight it and it will benefit them in the long run, and some don't. While someone will have just the benefits and not the cancer while everyone chips in.
I get that in the long run highly educated people tend to pay more taxes. So makeing education affordable in is a net benefit for everyone. But this analogy is just weird...
I don't know man, at the end of the day it is unfair, and making fun of that seems inappropriate.
I am once again reminded: Humanity is fucking ugly. I'm starting to get nihilists.
Read all the comments🧵. Nobody mentioned that higher education was free in the 🇺🇲 until a racist made it costly for colors to attend.
Changed the link, since folks had difficulty trickling to the sources.🥁
made it costly for colors to attend
Are you sure that's the right link? The Wikipedia page talks about a law that mandates a permit for carrying firearms.
