this post was submitted on 18 Aug 2023
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Privacy

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It's discrediting valid concerns against card-payments. It's invalidating how great cash is.

It's when the worst person you know makes a good point.

And things now are so Culture-Wars-y, nobody makes solid analyses any more, that when the far-right say cards are bad, everybody jumps to thinking cards are good.

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[–] mo_ztt@lemmy.world 36 points 1 year ago (1 children)

Why is it a bad thing if someone you don't like says something sensible?

There's a lot of natural alliance between the anti-establishment on the right and the left... that's why the establishment spends so much money and effort making propaganda, trying to make sure that the natural rage of the screwed-over gets channeled to the far right. The rage gets aimed at the left, instead of being properly directed at the people who are screwing them.

I don't feel like it's helping if someone who's a victim of that propaganda makes a good decision, and people on the left don't want to acknowledge it.

[–] Bigs@kbin.social 18 points 1 year ago (1 children)

Agreed. This kinda looks like rage-bait anyhow. OP's argument is pretty sloppy, too.

A: Some far-right activists and conspiracy theories are advocating against card-payments and for cash
B: discrediting valid concerns against card-payments.

It'd be a pretty tough argument, but B doesn't follow from A directly and would need some heavy lifting in between. Also, OP's post is most def "culture-wars-y."

[–] mo_ztt@lemmy.world 14 points 1 year ago (1 children)

A lot of people just like their team, and the other team is the enemy, and that's about the size of it. 😕

[–] ElleChaise@kbin.social 6 points 1 year ago

The leader said you'd say that.

[–] silent_water@hexbear.net 13 points 1 year ago
[–] mojo@lemm.ee 11 points 1 year ago (16 children)

The lack of privacy is kind of the point. I can never go back to cash. Yes, there's a ton of problems with credit cards and definitely censorship issues, but the pros still heavily outweigh the cons. Money is dirty, messy to deal with, change is a nightmare, can get lost, can get stolen, can't really carry around large amounts, and is generally really bulky to carry around.

[–] utopify_org@lemmy.ml 5 points 1 year ago (1 children)

While the last pandemic investigation showed that those machines where you put in your pin in supermarkets had more bacteria/viruses than cash. Much more people using those terminals more frequently than any same coin or same bill.

Digital money is stolen more often and in higher amounts. People who are glorifying credit cards do it until they got scammed or hacked and loose all their savings or even their identity. They go from "credit card fuck yeah" to "why have I been so stupid?" within a minute.

And why would you even carry a large amount of money with you? People who use cash, use common sense in general.

[–] mojo@lemm.ee 3 points 1 year ago (1 children)

Credit cards have charge backs and fraud protection, buddy. You are significantly safer using them. That's the benefit to them being privacy invasive.

Using chip is also a bit cleaner then swiping. You also don't use just a single dollar bill or coin, you are touching multiple quantities, giving and receiving.

Also your other replies are super toxic and you talk like a child so I'm just going to block you here.

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[–] 01189998819991197253@infosec.pub 10 points 1 year ago (2 children)

We have several stores that refuse to accept cash. A few weeks ago, we had a pretty harsh storm that knocked out power to major parts of the city for a little over a week. The area where these stores are was affected. All the stores next to them have always accepted cash. The surrounding stores continued to have business for that week, while those cash-deterrent stores had no business, and lost their edge (niche market, but they opened first in the area, so people knew them best). It's been weeks, and those stores still have not picked up foot traffic to levels before the blackout, and one just had a liquidation sale and will likely close soon. Cash should always be an option. Otherwise, we give up our independence from the supporting systems (electricity, internet, payment processors, etc.). On a side note, cash is a lot more private than card.

[–] Microw@lemm.ee 11 points 1 year ago (2 children)

I recently learned that all governments participating in the Euro guarantee that business have to accept cash. Refusing it is a violation of the accords.

I didn't know that. That's a cool tidbit!

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[–] Kolanaki@yiffit.net 7 points 1 year ago* (last edited 1 year ago) (1 children)

That is illegal where I am. Everyone has to accept cash, here.

I think it's illegal here, too, but they started doing this at covid, after years of trying. If you fight them with it and try to make them accept cash, they'll just ask you leave. If you stay after being asked to leave, you're now trespassing, which is also illegal and is treated much more harshly than refusing to accept cash.

[–] zwekihoyy@lemmy.ml 9 points 1 year ago* (last edited 1 year ago)

the lack of privacy with cards is primarily what is giving you security with them. trust factors will always exist somewhere in the chain.

to be more to the point of the post, though, you can agree with a person's singular opinion without supporting or agreeing with that person.

[–] hatchet@sh.itjust.works 9 points 1 year ago

I just bought a new wallet that has a coin pouch because I use cash (and coins) so frequently.

Even if I disagree with a political faction often, I'm perfectly willing to show support when I do agree. It's the honest thing to do.

[–] toototabon@lemmy.ml 8 points 1 year ago (2 children)

This is a non-post, as it doesn't even bring its own analysis to the table. What are the valid concerns against card payments? What is so great about cash?

The convenience of card payments heavily outweighs the (i assume privacy) concerns. So what if anyone knows I stuffed myself with an unhealthy amount of chips? I keep my cash for things that don't accept other ways of payment, like bus fare and my drug dealer.

I see your point, though. It isn't solely applicable to this issue; any discussion is mudded by disagreeing just for the sake of rejecting anything anyone with an opposing view on a distinct and unrelated subject.

[–] LucyLastic@sh.itjust.works 3 points 1 year ago

In the UK buses and taxis increasingly take cards, and are phasing out cash. Same goes for shops. Having a card becomes the norm because it's less fiddly and more convenient - great!

To open a bank account you need a fixed address and proof of ID in the form of a passport or driving license.

In the last year several thousand people have had bank accounts closed under the presumption of being a "politically vulnerable person", one example was a teacher who went to volunteer in Ukraine for while.

If your bank account is overdrawn you get fees and are unable to use your card.

My mother is 85 and doesn't understand ATMs, never mind online banking. The decreased access to cash has left her confused, and when stressed she can't remember her pin number.

So, the most vulnerable in society are gradually being squeezed out of the ability to live day-to-day thanks to cash being phased out ... the same is a desirable end-point for many capitalists elsewhere in the first world because they don't see the value of people on the bottom rung.

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[–] jsdz@lemmy.ml 7 points 1 year ago

Sane and reasonable people spent several decades advocating the use of cash instead of cards since at least the 1970s, until we mostly gave up. Who knows, maybe the newly invigorated crazy people will do better. They can't do much worse.

[–] Cube6392@beehaw.org 7 points 1 year ago (1 children)

There's a ton of far right wing privacy advocates. For me personally, a social libertarian / anarcho communist, it seems like theyre drawing the same conclusions about privacy advocacy and open source from a completely different set of premises. For me, I view privacy as a right that's been eroded ever since the advent of the concept of total war, to the point now that capitalists engage in surveillance espionage casually to sell collected data not even to the highest bidder, but instead at commodity prices. What's the inflection point of supply and demand, basically

Meanwhile a lot of people on the right wing don't view open source as a great equalizer, benefiting all of society, but rather as a tool for themselves for personal benefit. I honestly never fully find myself understanding their premises to be honest. But I've for sure seen antisemitism and racism arguments bandied about, which is a Y I K E S.

As far as public perception goes, I don't really know what to say there. Yeah, I guess, it is indeed frustrating to have your average John or Jane assuming anyone using an encrypted messenger is probably a terrorist. I don't think the solution is give up, but instead explain your stance and premises

[–] settinmoon@lemmy.ml 3 points 1 year ago (1 children)

I consider myself right leaning but I don't think subscribing to right vs left wing ideology is nearly as important as supporting liberty vs authoritarianism. A lot of folks on both sides claims to believe in liberty but in actually they're authoritarians in disguise because they just want the government to step in and eliminate dissent. I have a close friend who's an anarcho communist just like you and whenever we have these discussions it just stays on a thought experiment level and has never harmed our relationships. Since at the end of the day we agree that people should be left alone.

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[–] noodlejetski@geddit.social 6 points 1 year ago (3 children)

yeah, I keep seeing some graffiti calling people to pay by cash in order to "stop NWO" around here. yuck.

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[–] gerryflap@feddit.nl 6 points 1 year ago

Personally I never use cash anymore, because cards are just more convenient. That being said, I agree with the conspiracy nuts that cash should always stay a viable alternative. I trust the current government and banks enough, but if all goes to shit I want to be able to pay with cash to keep my data safe.

[–] schwim@lemmy.world 6 points 1 year ago* (last edited 1 year ago) (1 children)

I remember as a kid, seeing a commercial for a credit card where the clown of the ad tried to use cash, inconveniencing the mob behind him and it really stuck with me how unapologetic credit companies were when training their consumers and debt carriers.

[–] Catsrules@lemmy.ml 3 points 1 year ago

To be fair they aren't wrong. Cash almost always take longer.

[–] mayo_cider@hexbear.net 4 points 1 year ago

Privacy matters the most to people who have something material to lose with it, this unfortunately for pr reasons (but fortunately for many other reasons) includes bigots

[–] Kolanaki@yiffit.net 4 points 1 year ago* (last edited 1 year ago)

I don't see how conspiracy theories would discredit cash over card. They often cite the same reasons any other anti-card payment people have. They just have weird reasons to need those features. If they're paranoid about being "got" by "them," they're usually into the private nature of cash and all that goes along with it, same as any other privacy concerned person.

They certainly don't hurt it as much as drug dealers and money launderers.

[–] possiblylinux127@lemmy.zip 4 points 1 year ago

We need to stop making privacy and free speech political

[–] Kerrigor@kbin.social 3 points 1 year ago* (last edited 1 year ago)

Great, so they get payment processors to refuse "dirty" merchants (aka porn) and then jump ship from them anyways? Why do they try to make everything suck

[–] _MusicJunkie@beehaw.org 3 points 1 year ago* (last edited 1 year ago)

Oh so it's not just my country where for some reason the right suddenly is super fussed about cash. I just assumed they made some supid press conferences again to distract from some scandal, as they do.

Having the option to pay cash is super important for privacy, but those people do not have our best interest in mind.

[–] Fuckass@hexbear.net 3 points 1 year ago* (last edited 1 year ago)

I wouldn’t mind using cash, but I also don’t want to keep a bunch of money lying around my house aside emergency funds. I also don’t want to drive all the way to a bank branch or some ATM in a sketchy part of town in the middle of the night to buy something

Credit cards have also made it too easy for entire countries to rack up life ruining debt. It’s the point, I suppose.

I suppose the ultimate compromise is: use a credit card to withdraw cash (many companies allow this), and use that cash for private purchases. Though I’m not sure how chargebacks work with withdrawn cash.

[–] kglitch@kglitch.social 2 points 1 year ago

Don't worry, this time next week they'll be on to the next thing to be angry and afraid about.

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