Digital Nomads

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For freelancers when traveling how low does your saving account get before you begin to sweat? (alien.top)

submitted 9 months ago by AdComfortable6056@alien.top to c/digitalnomad@expats.zone

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What’s your comfort threshold for your savings account when digital nomading as a freelancer?vWhat number do you begin to really stress when it’s below?

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[–] thekwoka@alien.top 1 points 9 months ago

I have a comfortable enough social safety net that I'm okay running it a bit lower depending on context (like going over the threshold to visit family for holidays or meet investment goals). Obviously, need to pay that back, but I haven't really needed it yet either.

If I actually went negative, I have access to other money.

Right now I'm a bit low due to some delayed invoice payments from clients, a recent surgery, and flights and other costs related to the Holidays.

I wouldn't do like a year, that seems way too much, unless your work is very unstable and you have no social safety net.

3 months is comfortable.