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ChatGPT is leaking passwords from private conversations of its users, Ars reader says
(arstechnica.com)
this post was submitted on 30 Jan 2024
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IDK what you've read, but I have 24GB and can use Dreambooth and fine-tune Mistral no problem. RAM is only required to load the model briefly before it's passed to VRAM iirc, and that's the main deal, you need 8GB VRAM as an absolute minimum, even my 24GB VRAM is often not enough for some high end stuff.
Plus RAM is actually really cheap compared to a GPU. Remember it doesn't have to be super fancy RAM either, DDR3 is fine if you're not gaming on a like a Ryzen or something modern