this post was submitted on 16 May 2024
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Physical cards are harder to mess with then a phone. Physical cards are safer.
Until you get hit by a card skimmer. Encrypted NFC is safer than a physical card.
and how, pray tell, do you think contactless cards work?
I was referring to services like Apple Pay
I haven't used a swipe in years. Virtually all contact less now.
Can you explain that one to me? Anyone can take my card and use it, no one can take my phone and use it.. also I would notice my phone being gone sooner. Cards dont have to transfer to other devices and have to be readded with the banks verification. A card is as easy as beep and draw an X, or not even have to "sign".
I can put my credit card number in any transaction directly, and so can anyone else. Digital payment can provide a random one time card number (at the expense of privacy, admittedly). Physical cards are absolutely not safer.