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Japan forces Apple and Google to open their mobile platforms • The Register
(www.theregister.com)
this post was submitted on 13 Jun 2024
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If this means that I might be able to use NFC payments because alternatives to Google Pay will exist, I am very happy. Hopefully this will also make possible to F-droid to provide auto updates.
Until earlier this year, I could make NFC payments with the app of my credit card company. AFAIK contactless payments on Android were never locked to Google Pay/Wallet. But I have no idea why there's no competition in this space. I'd expect e.g. PayPal to have something, but if they do I never heard of it - and I did look once, briefly.
Because to implement this you need to negotiate with individual credit card issuers. Basically how this works is that your phone is being issued a virtual card with the keys locked inside the phone's HSM. Then it can be used to make NFC payments just like any physical card. So you need 1. contracts with many card providers, 2. card issuance processes with these providers 3. huge amounts of compliance bureaucracy. At the end of the day it isn't really worth it unless you are a huge company and expect to have tons of users or see it as an essential feature of your phone OS.
You mean the thing any credit card issuer does anyway?
Most credit card issuers don't issue credit cards to random apps by solo developers.