this post was submitted on 10 Nov 2024
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That's unfortunate; I've used the same credit union for about 22 years and have never had any issues like you describe at all. My experience has been incredibly smooth and I've never had any issues with availability of funds coming into or out of my account. Hopefully you can find a better one.
I have found another local one with a higher limit, but I don't know if they are as invasive and, frankly judgmental, about it when you need to exceed that.