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The SAVE plan that still only slightly mitigates the student loan problem? They still guarantee excessive profits to lenders and keep student loan repayments up to 20 years. I can see he's really doing a lot on that problem he created. The fact of the matter is that democrats do not use the power they do have. Biden had the power to appoint an effective attorney general but instead appointed Merrick Garland who did nothing to prosecute Trump even with years of time on his hands and plenty of evidence. The supreme court gave the presidency supreme power for "official acts" and what did Biden do with this power? You tell me.
For someone who's a fascist and such a threat to democracy, Trump was handled with kid gloves by the democrats and Biden welcomed him back into office with a warm smile and a handshake. Democrats will endlessly shriek about Trump to garner donor dollars and will make token gestures like impeaching him and declaring that he's the most impeached president as if that actually did anything. When it comes to actually solving the problem, democrats aren't interested.
Also, it's a funny coincidence that just the right number of democrats will turn heel the second democrats do manage to get a majority. Just look at senators Lieberman, Manchin, and Sinema. Don't forget about the sudden senate parliamentarian who comes in with the steel chair in case democrats might have to actually do something. It's a rigged carnival game and you keep arguing that we just need to get the ball in the hole when in reality the game is set up to make that impossible while looking deceptively possible.