this post was submitted on 24 May 2025
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GNU Taler begins operating in Switzerland, distributed by the Taler Operations AG. Gnu Taler aims to be a “digital wallet” and has been used by the swiss national bank as well as the european national bank as a example for how a digital currency handed out by the state could work. It aims to be as privacy preserving as cash for the buyer while not allowing the seller to evade taxes.

Currently the Taler is brought out by a special organisation, the “Taler Operations AG”, and not the national bank, although both the national bank as well as the Taler Team have shown interest in a official digial currency by the national bank based on the Taler. But we need to relativate as the national council has stated that the introduction of a digital currency would probably take relatively major legislative changes and therefore take a bit of time.

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[–] pedroapero@lemmy.ml 6 points 1 day ago (2 children)

Last time i checked, users had to exchange their funds on cendral exchanges. The funds you got from exchange A can not be used on exchange B. So from my understanding, it's like you needed to use the same bank to interact (not just the same currency). How can this even be considered for adoption?

[–] obvs@lemmy.world 6 points 1 day ago

When the alternative is using digital payment methods from a fascist country?

A bunch of not-ideal products are about to get adopted by other countries and then are about to gain all of the features that the U.S. monopolies always fought against.

[–] neons@lemmy.dbzer0.com 7 points 1 day ago (1 children)

The Idea is that the central banks adopt them.

The same way there is obly one Euro and you can only get it from the central bank, there will only be one Euro-Taler from the european central bank, one Frank-Taler from the swiss national bank etc

[–] pedroapero@lemmy.ml 2 points 1 day ago* (last edited 1 day ago)

The european central bank does not run an exchange at the moment. That means that all the other european banks and all european Taller users will need to switch eventually?

And what about transactions in foreign currencies? I guess we would need a central private party for that, similar to visa.