this post was submitted on 28 May 2025
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Their goal is to ensure OEMs only bundle Google-approved Android for which Google charges licensing fees and which funnels users into Google services. If a phone won't run your banking app, you probably won't buy it.
I would totally buy a phone that doesn’t run my banking app. What do people even do in there ? The only thing I use it for is my balance and purchase history 😆
In France some banks illegally force users to use the banking application to approve online transactions as a security feature.
They could implement OTP as an alternative but they don't because they are lazy.
Which ones? I've been on Boursorama, CA and SG, and they all provide SMS 2FA if you don't want to use the app.
It depends which local branch. CA and the Caisse d'Epargne lied to me about it. BoursoBank is good though.
Mobile check deposit is a moderately important use case in the USA. It would be possible to do that via the web, but banks usually don't.
Regardless, any apps refusing to run will annoy users, and they would likely blame the one brand of phone where that happens instead of the app developer or Google who actually deserve the blame.