this post was submitted on 28 May 2025
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I would totally buy a phone that doesn’t run my banking app. What do people even do in there ? The only thing I use it for is my balance and purchase history 😆
In France some banks illegally force users to use the banking application to approve online transactions as a security feature.
They could implement OTP as an alternative but they don't because they are lazy.
Which ones? I've been on Boursorama, CA and SG, and they all provide SMS 2FA if you don't want to use the app.
It depends which local branch. CA and the Caisse d'Epargne lied to me about it. BoursoBank is good though.