this post was submitted on 18 Oct 2023
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Wow, that's ridiculous! So you have no idea what your mortgage is going to be from semi-decade to the next. Fucking crazy.
It's great at keeping banks from collapsing, but terrible for the consumer.
But now we're at the point where something has to give and the government is desperately trying to force the banks to not increase payments by increasing amortization periods, keeping cash on hand, and increasing their insurance...