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How to accept payment? (alien.top)

submitted 1 year ago by lmux@alien.top to c/main@selfhosted.forum

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My company is currently using stripe as payment processor. As a side project, I want to explore the possibility of creating my own payment processor at home (i.e. become my own stripe). Does anyone know what's involved?

I can probably develop a stripe clone by myself. But I want to focus on the legal/financial aspects.

Pls don't tell me to accept bitcoin. Already got that rolling.

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[–] DWolfUK40@alien.top 1 points 1 year ago

There’s a reason stripe is a payment processor and your company is using it.

Regulations and costs alone make it difficult for companies, never mind individuals. Getting approval for things. Having protections, gaining trusts etc etc. the list is endless. It’s not something that an individual should ever be considering. Stripes fees aren’t too bad and they do the heavy lifting. You would spend way more thinking about setting up yourself and researching. The time cost involved. It’s just not worth it for anybody but the biggest players.