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Credit Unions [Ontario/GTA] (lemmy.world)

submitted 1 year ago by totallynotarobot@lemmy.world to c/personalfinancecanada@lemmy.ca

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Hello Canadian Finance Enthusiasts

Thinking of switching from big banks (TD mostly) to a credit union.

Would appreciate advice, reviews, or experience from y'all to compliment my own investigations.

My priorities in order:

interest rates on loans
cohesive personal and small business service
low account and investment fees
credit card rewards (love my TD travel rewards visas rn)

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[–] zhenbo_endle@lemmy.ca 3 points 1 year ago (1 children)

My 2 cents about credit cards:

I don't like most Ontario CU's credit card options. They're just a wrapper of product of collabriafinancial

For example https://www.collabriacreditcards.ca/affiliate_libro/personal-cards

Different CUs provide exactly the same product. Same annual fee, same benefit, same cash back rate. I don't suggest spending too much time finding a credit card program from the CUs

[–] totallynotarobot@lemmy.world 2 points 1 year ago

Thanks for tip, I’ll keep that in mind when comparing.