this post was submitted on 03 Sep 2025
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Don't use banking apps. Use banking websites. And if your bank does not allow you to do everything on the website, change banks. I did.
I am about to check/do this. Problem is the national ID system, based on apps that work the same way.
How do elderly people deal with it because they are less likely to have smart devices or less likely to understand how to use them properly?
Whatever way they deal with it, you can use as well.
I have never heard of anyone not "dealing with it". Most probably they are just asked to go in person to some physical office with a passport or something. In that case, no thank you.
Do you actually have to open the banking app? Or is it one of those TOTP codes? Because if it's a TOTP code, you can use any password manager, including keypass xc on Linux.
If they force you to use the app, switch banks.
It's likely that the smaller the bank is, the less likely it is to be doing this. So maybe a local bank over a national bank or maybe an older bank that's been around for a lot longer instead of a neo bank.
When I switched banks, I went from a NeoBank to a bank that has been established for quite a while because it has older technology.
I recently read a Kevin Mitnick book from a few years back. At the time, he recommended buying a cheap Chromebook, locking it up at home, and use it for banking - and ONLY banking. Never anything else.
Nowadays, a person could do that with a phone.