this post was submitted on 08 Oct 2025
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Eh, you can't let the bastards drag you down.
I know there's a lot of bastards out there. I'm related to half of them. Like, I know how it is.
That doesn't mean that I have to abandon my optimism, or to intentionally choose to see the evil in people.
These resources would not be handed out carte blanche, and I am not the person who is arguing for them to be handed out carte blanche.
I am saying that we should change the way the interest is counted so that there is no interest being charged on the interest that has been charged.
Doing that one thing would change the debt structure of student loans so that when people make consistent payments over a decade, it will almost always, in and of itself, completely pay off their student loans, and that would be the money they borrowed, plus the interest on the money that was borrowed.
It would give people who are struggling a light at the end of the tunnel that they can strive towards and that they can know for a fact will not be taken away from them, and that is powerful.
I would also argue that student loans should be able to be discharged through bankruptcy with maybe a moderate justification adjudicated by a judge, so that for the people at the very bottom of the scale who are most oppressed by their bad choices, they can wreck their credit and completely and totally wipe the slate clean and be able to start over.
Do you disagree with either of those two premises?