this post was submitted on 28 Oct 2023
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Went through exactly the same a "moment" ago. Similar background.
MY perspective is this: I can be perfectly happy just with myself, don't need much money. All this perspective changes, when you add people to the picture. Like a girlfriend or family.
Then you need enough for secure future and freedom. Maybe You just didn't get there yet.
My advice: get em beforehand, it's always harded after you realize you need them.
But, stop at the propper time to still have life for yourself.