this post was submitted on 06 Dec 2025
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Current boomers have paid for 100% of their Social Security pension from payroll deductions from their working years. Social Security pensions are not dependent on young taxpayers. It hurts to see Lemmy becoming a source of youngster misinformation like Reddit. Lemmy needs to delete this miseducational and divisive thread.
That's not how Social Security works. The money the Boomers paid into the system went to paying benefits for the previous generations. The benefits the Boomers (at least the ones that have retired) are getting now is being paid by the workers in the younger generations. While it's true the program has run a surplus, if the young taxpayers stopped paying into the system that surplus wouldn't last very long.
False. The pension is fully vested by the workers receiving the pension, based on the taxes that they contributed. In fact, many elderly would be better off if the amount they contributed were invested in a hedge fund instead of Social Security.
That's exactly how it works, well other than me having the dates off as the Boomers weren't even born when Social Security was enacted by FDR. When Social Security was enacted, retirees started receiving benefits even if they never paid into the system, which was paid for by the current workers who were paying into the system. It's been like that ever since. Social Security is also not a pension.
You are correct that for most people would be better off investing their Social Security taxes into a hedge fund but workers don't really have a choice in the matter.
The vast majority of current boomers have fully paid for their own Social Security pension.
That's a distinction without a difference.
The OP specifically depicts someone that's 90 years old.
Doesn't that mean the amount they paid in to Social Security might have actually run out years ago?
Social Security was designed to have winners and losers in the contributions game. My mom died at 64, and my dad died at 59. They both contributed to Social Security during their entire working lives without collecting a cent from it. That's the way it goes.
Okay, but that necessarily means that other people are now paying for their Social Security. This isn't money they paid in themselves, these are contributions coming from people like us. This person, specifically, did not fully pay for their own Social Security.
Who is "their?" Are you referring to people who died before they could collect? Currently Social Security is designed for workers to pay for their own retirement.