this post was submitted on 13 Nov 2023
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I’m 18 years old and just starting college. My college is being paid for by my family so I don’t really have any major expenses and I’ve been working minimum wage for a while and have about ten grand saved up. If you were in my shoes, where would you start and how would you begin to use that money in order to make more?

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[–] TrunksPie@alien.top 1 points 1 year ago

Invest 5-10% of your income into gold, including some of that 10k, store it at a bank, or in a safe place outside the bank. Golds price is extremely unchanging, and when it does vary it typically increases, it's also a great fail-safe for a rainy day, you really can't go wrong with it. Don't hold large sums of money in physical cash or at a bank, it loses value quickly and unpredictably at times, it's a liability. Instead...

...invest when you have the money so you can make money, "Money today is worth more than money tomorrow." Invest in things that earn you money in the long run, such as a house, education, or a business, these things are assets which are positive to your net value.

Lastly, I'm not to immersed with this one, but I would look into ROTH-IRA's, high-yield savings accounts and other investments that help gain traction towards retirement, that's where a lot of your income should be going if you don't plan on having a business and just a normal career.

Sure, invest in crypto and stocks, but crypto is high risk, and stocks are complicated, but if you're down for it try it out.

Also network, talk to people and expand your realms of knowledge via listening, it'll benefit you for getting great jobs and starting a business if you'd like.