this post was submitted on 12 Nov 2023
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New job. Don’t want to waste my money on materialistic things. Need advice on how I can use my money to make more. Thanks

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As some of the comments mention, put it in an account for emergency.

I recommend splitting it into chunks. Have one account that can pay for 3 months of your expenses in case of emergency.

I personally would have my 3 months of expenses set aside. Then I’d have the rest put into a separate account. 40% into a managed fund for dividend yields that can compound over time. 40% I’d manage myself in value investments but this takes time and failure to learn.

The remaining 20% I’d save each month to go towards courses, books, and self development to maximize my return in myself.