this post was submitted on 14 Nov 2023
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I’m coming into about 250k in a couple months from an inheritance. It’s currently in stocks, bonds, REITs. It doubles roughly 7 years, so I’m told by my financial advisor. I could take it out in cash or leave it there for it to slowly grow.

My situation right now is rough. I’m living in a small apartment, can barely pay rent, my electricity just got shut off a couple days ago, my car note is 4 months behind. I work a dead end job and I’m broke as hell.

I want to use my inheritance to help me out of this rut. Not to spend it all on useless crap but either a home, or a business (PASSIVE preferably). I don’t have many business skill sets or anything like that. If I could make money online that would also be great. Not sure where to go

How do I begin with my little experience? It takes money to make money right? And I have that shortly so… what would you do?

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[–] Creative-Honey4668@alien.top 1 points 1 year ago

From a business prespective, if you want to try owning your own - keep living with minimial expenses and find something you can start with almost no upfront investment and start making money right away. Something like a power washing business/dryer vent cleaning, ect.

You have the ability to spend 1-2k on some equipment and can spend a few weeks going door to door, cold calling, and putting up some very cheap signs to find business. Set up a website yourself if you can figure it out with a simple request service form - there are guides online. Plan on spending some late nights learning, this will give you the foundation for future sucess.

If after a month or two your not making money on the business (and it is not seasonal) then look for something else. Don't spend much of your inheritance to start a business and don't think of it as anything but a small saftey net. 250k isn't that much in the grand scheme of things but it will provide some breathing space for the times things go wrong - make a dollar spend 0.99 = happy life whereas make a dollar spend 1.01 = miserable existance.