this post was submitted on 20 May 2026
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The person you're responding to was only talking about the tax, I think. 12k miles @ 40 mpg is 300 gallons, or let's say $1300/year at today's prices. The gas tax is flat rate per gallon and works out to a little under $240 for that 300 gallons, for the federal gas tax, anyway. On top of that, in the US, depending on the state & local jurisdiction, you will have some combination of state gas tax, excise tax for registering in a specific municipality/county/other, a registration fee (not always every year), and a yearly inspection fee.
In Massachusetts where I live, for a typical personal passenger vehicle, the state gas tax is an additional 27.47 cents per gallon, there's a biennial $60 registration, and a $35 yearly inspection. In my town, specifically, I pay about $75/year excise tax. My vehicle isn't the most efficient, so I'm in the neighborhood of $2500 in fuel costs annualizing current prices - of that about $700 is state gas tax and $465 federal.