Call me an asshole but I think giving driving habit information to insurers is great, so long as good habits are given discounts and bad habits are punished.
I'm one of those people who would love automatic enforcement of driving laws as well as user reportable incidents of other drivers (given you can provide footage of something you're reporting.)
If people don't like living under the law... maybe the law shouldn't exist. "That's the way it is" is a terrible excuse for fucking anything.
Oh, and make audit trails for this shit public record. Someone creating AI videos or fake reports? Punish that too. It'll never happen though. People want laws for others, not themselves.