Yep! They don't teach this stuff because consumer level cyber security is in the absolute pits of despair and moreover, they're trying to do away with what little we have access to. Governments and police agencies like how easy it is to access files.
Personally I don't bother with full disk encryption (FDE) since I don't really have anything private on my main computer. Just a bunch of game files, comics, movies, etc. Anything extremely important such as tax documents, personal data, etc. is honestly very small and I keep in a little Proton Drive folder, <1GB total. I think the best approach is to simply educate yourself and be aware of what's worth protecting and how best to protect that. Just enabling FDE and thinking you're safe ignores all the other avenues that personal data can be stolen.
My current pet conspiracy theory is that FDE with BitLocker isn't even worth it on Windows due to the TPM requirement. Why is that a bad thing? Your system probably has fTPM supported by the BIOS, why not just enable that?
Integrating with features like Secure Boot and Windows Hello for Business, TPM 2.0 enhances security by ensuring that only verified software is executed and protecting confidential details.
https://ieeexplore.ieee.org/document/5283799 (I don't believe we'll see this EXACT implementation of DRM, I'm just providing an example of TPM being used for DRM and that these ideas have been in consideration since at least 2009).
Now, if I were Microsoft and I wanted to exert an excessive amount of control over your system by making sure you couldn't run any inauthentic or "pirated" software to bring it more inline with the walled garden Apple approach they've been salivating over for the past decade+, you'd first need to ensure you had a good baseline enabled. You know, kind of like the thing you'd do by forcing everyone into an OS upgrade and trashing a lot of old hardware.
It won't be instantaneous, I don't know exactly how or what it's going to look like when they start tightening their grip. Again, this is all speculation, but it's not hard to connect the dots and their behavior over the past couple years does not give them the benefit of the doubt. Microsoft is no longer a company that can be assumed to be acting in the best interest of the average consumer, they're not doing this for your security. They want to know that your computer is a "trusted platform".
EDIT: Further lunatic conspiracy theories: BitLocker is/will be backdoored so Microsoft forcing you into that ecosystem further guarantees they have access to your system. This all stinks to me, like your landlord telling you how you can arrange the furniture in your own apartment.