This isn't going to be popular advice, but it's either in your genes or its not. I'd suggest you look at alternative career paths.
Entrepreneur
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There’s no hack to a solid business idea. Educate yourself and work on skills, leave your house and talk to people, get inspired. Don’t wait for inspiration to knock down your door, it simply doesn’t work that way.
Job method
It can be hard to come up with something that isn't already happening. I think rather than trying to reinvent the wheel, its better to take something and "do it better".
If you just have some cash and are looking to invest it, me and my partner are looking for investors for our off-grid sustainable destination property. We're looking for $5K-25K investment and offering to pay 8-12% interest.
Give up. In six months you could have started your business gotten your first client and developed your business.
You still don't even have a business idea? Give up, it's not for you, maybe in the future you will have the experience nececssary and you can try again.
This comment shouldn’t be down here. I come up with ideas all the time without trying. The hard part for me is deciding what things to give my time and energy to. I can’t imagine trying to come up with something, anything for 6 months. Don’t languish another 6 months of your life.
Just get a job until you find what you want to do.
The idea doesn't matter. You could mow lawns, be a plumber, paint houses, or anything. Do a good job, answer your phone, and treat your customers right and make them happy, and you'll make a killing. And stay out of debt as much as possible.
Edited to fix an error.
You become an entrepreneur when you actively work on translating your "Vision" into a viable and sustainable business.
Since you have yet to find that "Vision," maybe you could share the top three activities that soak up your time.