Everyone is poor from inflation and a million different subscription services and smartphone makers haven't done anything new in years so there's no point in getting a new phone unless the old one breaks.
My Samsung phones keep "mysteriously" going to shit after 18 to 22 months so I might try an iPhone when my current one shits the bed. Hopefully they will get their head out of their ass and reduce/remove the cutout.
I'll definitely take a look at whatever Fairphone is out when it's time to replace my S23 Ultra.