CaptSneeze

joined 2 years ago
[–] CaptSneeze@lemmy.world 1 points 1 month ago (1 children)

What’s their record with dogs?

[–] CaptSneeze@lemmy.world 3 points 3 months ago (1 children)

Voyager struggles to show the gif smoothly. Not sure if it’s the app or the system it’s running on.

[–] CaptSneeze@lemmy.world 2 points 3 months ago (1 children)

Wait… are those movies not the same universe? I haven’t seen either.

[–] CaptSneeze@lemmy.world 5 points 3 months ago* (last edited 3 months ago)

QuinnyCoded is the OP of this thread. I’m guessing your client indicates this with the white box.

The person QuinnyCoded replied to (aeharding) is probably a mod (I’m guessing?), making their name show up blue in their client.

Update: I figured out that @aeharding@vger.social is the dev for Voyager, the lemmy client modeled after the Reddit app “Apollo”. So their name shows up kind of purple/blue in the Voyager app (which is my preferred client as well!).

[–] CaptSneeze@lemmy.world 1 points 4 months ago

No judgement intended, and I agree! Trust me when I say that I have an unhealthy amount of money “invested” in headphones and amplifiers. I saw way too much of myself in both sides of that comments thread to not laugh.

[–] CaptSneeze@lemmy.world 10 points 4 months ago* (last edited 4 months ago) (3 children)

This sequence of comments has me cracking up.

“I need a thing to make suckers out of morons”

“You should sell them audiophile shit”

“Well.. some audiophile shit is ok.. up to point.. after that, you’re def a sucker!”

“Actually… you’re not a sucker at all if you spend a bunch of money on this shit. Here, take my money!”

[–] CaptSneeze@lemmy.world 59 points 4 months ago* (last edited 4 months ago) (5 children)

This is the process, extremely simplified:

  1. It’s 1970. You inherit $10M from your rich dad who worked hard.
  2. Buy $10M index fund stock.
  3. Borrow $10M against stock.
  4. Live tax free off that $10M loan for 30 years (you can do that because you started in 1970 when it was cheap to buy a house).
  5. Your stock is now worth $58M (avg 6% per year for 30 years)
  6. Your kids inherit the stock at its current value and immediately sell $10M worth to pay off original loan. They pay no capital gains tax because the stock barely moved in the time between when they took ownership and selling it. All of the value growth since original purchase in 1970 is now tax free. The kids now start with $48M.
  7. Repeat

Obviously, there is more to it than this. For example, this does not account for interest in the loan, or diversification of investments, or ability to hire accountants to maximize on the process.

[–] CaptSneeze@lemmy.world 4 points 6 months ago (1 children)

Is it possible to take out another loan and use that to pay off the student loan, then declare bankruptcy for that new loan? I’m sure there must be a rule against this, I can’t be the first to think of it.

[–] CaptSneeze@lemmy.world 1 points 7 months ago

This is a great one. It’s been in our holiday movie rotation for years and it’s always a hit.

[–] CaptSneeze@lemmy.world 2 points 7 months ago

It depends which side of the aisle you’re on.

[–] CaptSneeze@lemmy.world 6 points 7 months ago

Yes, though I know of no evidence that Julian Casablancas has any connections to his father’s sins beyond being a nepobaby.

[–] CaptSneeze@lemmy.world 3 points 9 months ago (1 children)

What’s with both of their shoes? Newsom looks like he has no toes and his shoes taper to nothing. Trump looks like he’s wearing construction boots with a heel lift.

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