Another vote for FWD!
AWD is expensive. It's not just the upfront cost of the option. It's also an ongoing cost. An AWD vehicle costs more to insure, maintain, and repair. It will also get less MPG than a FWD car.
These will add up to thousands of more dollars over the lifetime of the car.
Keeping fresh, high quality tires on the vehicle will go a long way towards bridging the gap between FWD and AWD. They'll also cost a hell of a lot less money.
That probably works well for people who are able to self host.
I use cloud password storage. I don't have the knowledge, time, or inclination to self host.