IsThisAnAI

joined 6 months ago
[–] IsThisAnAI@lemmy.world 1 points 5 hours ago* (last edited 5 hours ago) (1 children)

Yeah, there is a bigger push since most those countries are variable rates for more of their sectors. Their interest rates are always quicker to adjust. I've been paying 2.4 on my home and .4 on my car for the past 3 years. I'm just not getting new credit.

Consensus is that the variable rate model is overall cheaper but the fixed rate model reduces risk and encourage growth.

I'll wait a year or two for the rates to fully catches l catch up and enjoy not having my mortgage payment jumped up $600 for the past 3 years tyvm.

[–] IsThisAnAI@lemmy.world 7 points 8 hours ago (1 children)

Did you just seriously try to compare China factories to Tesla? This place really is just an absurd bubble.

For reference in Mexico they are making 5k a year vs 50k. I'm sure it's rainbows and kittens over at byd.

[–] IsThisAnAI@lemmy.world 3 points 20 hours ago (3 children)

Free money is coming back!

[–] IsThisAnAI@lemmy.world 9 points 1 day ago

Dozens will be affected!

[–] IsThisAnAI@lemmy.world 1 points 1 day ago (1 children)

The large majority of open source tools that are used in mass have significant commercial backing.

Yes many users could make more money from patron only. Very few do in the tall world. Their primary source of income is YT. Because people don't use the patrons.

[–] IsThisAnAI@lemmy.world -2 points 1 day ago

You can have a diverse community that has a large majority opinion. And what I said is certainly the prevailing opinion.

And to answer you about your personal view: You are stealing the right to distribution and taking money away from both corporations but more importantly creators. And I've seen the rates of direct donations eg patrons . It's not ideological for most people, it's about getting content for free.

Are you donating to every channel you are watching? I doubt it. Even the people who care mostly only donate directly to one of two top patrons, while still consuming many many more.

If you are actually donating, then good for you, I congratulate you for living what you preach and have zero qualms. But you would be a statistical edge case.

[–] IsThisAnAI@lemmy.world 0 points 1 day ago (3 children)

Oh right, in the magical world where people are giving their money away. The majority of content creators would of left your platform. But it's okay it's easy to steal their right to distribution and handwave it away as not a problem.

[–] IsThisAnAI@lemmy.world 2 points 1 day ago* (last edited 1 day ago) (5 children)

Because you have not set up that agreement and the vast majority of people don't pay outside of ads or a singular monthly sub.

The next best thing is nebula which has 600,000 monthly subs at $5. Which means a maximum payout pool of 18M a year.

Look at the number of users vs donations. The only reason this place works is low traffic and low bandwidth. The vision you describe would be great but it's not going to happen. ESPECIALLY once users are forced to pay rather than getting shit for free.

[–] IsThisAnAI@lemmy.world -1 points 3 days ago* (last edited 3 days ago)

I do empathize but your mental health isn't my responsibility. If you don't wear a seatbelt I didn't give a fuck. But let's take your strawman a bit further, video games have been shown to cause agressiness and anti social behavior. Do you support banning them all? What is, in your opinion, where the state should step in to protect people from themselves.

https://www.ncbi.nlm.nih.gov/pmc/articles/PMC6790614/#:~:text=001%2C%2095%25%20CI%20=%20%5B,%2C%20participant%20sex%2C%20and%20age.

[–] IsThisAnAI@lemmy.world 1 points 3 days ago

The following was removed for misinformation. The coward ass mods should at least be forced to identify which part of the truth they are trying to cover up. Ban me, I'll be back in a day with a new name.

Prices didn't double and yes rates tripling from historic lows is fine. Home ownership rates are up from a dip with millennials. Gen z is about on par with gen x. According to the Census Bureau, 38.6% of those under 35 are homeowners; 62.6% of those aged 35-44; 70.5% of those aged 45-54; 75.7% of those aged 55-64; 79% of those over 65. We should certainly try to make home ownership more attainable but it's far from the hellscape and hyperbole.

[–] IsThisAnAI@lemmy.world -3 points 3 days ago (1 children)

I don't give a shit other than proper labels. The rest is nanny state bullshit.

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