Yes, value can be expressed not only in monetary terms. If people find it very valuable, they should pay more attention to privacy. However, you can protect yourself from cryptolockers by remote backups as one of the ways.
JustVik
Then all available and legitimate methods of ensuring confidentiality are adequate and justified. But sometimes at work you may need to use programs that you don't really like etc. And without work, you will have nothing to eat. Maybe a little exaggerated.
Speaking specifically about me, I try to use free and open source software to the maximum extent possible. I only run non-free games sometimes. And sometimes some propriatary software for/at work.
If you are going to protect something, then you should not spend more on protection than the protected property is worth... It's always about balance. :)
https://www.youtube.com/watch?v=xLfFWXUNJ_I It's more of one playlist than a channel about quantum mechanics on Russian, but as I see it has English subtitles. A fairly clear explanation with a small amount of simple mathematics, probably the minimum that is possible. It helps to understand at least a little such a complex and illogical science for the average layman.
It has sufficient list of programs: browsers (I use firefox), ebook readers, fractal (matrix), telegram, maps, that works good enough on mobile at least for my daily use.
I use postmarketos with phosh. It's kind of viable, but it has some infrequent bugs. For example sometimes, quite rarely, the call menu may freeze after the call and not respond to touches until the reboot. The camera doesn't work at all. But there are positive aspects, an ordinary Linux terminal and the usual convenient console programs. :)
You can turn off your phone at least sometimes. :) But this of course does not solve the problem.
It's nice to see such a willpower to use fully free distro. I am often prevented from using a fully free distribution only by the non-free firmware for AMD GPU.