I’m in tech sales and I remember being in a similar situation when I was 18 with no experience.
You sound like an adult, so I’m going to speak to you like one.
If you need $5K next month, what is it for? Is it for stupid things or things that are important like keeping a roof over your head and food on the table or maybe it’s supporting family with health problems?
If you have only 30 days to get yourself together, you need to look at what you have resources you have available and decide what will allow you the best ROI the fastest.
My first question would be, do you have a car?
#1 priority is a job, the old saying is very true, beggars can’t be choosers. If you have the skills to be in tech sales like myself, you should be able to get a job with $50K salary base easily maybe even more
Uber for 30 days straight(most people can make a living this way, I would imagine that would be enough money right there)
doordash
instacart
If the situation is life or death or you’re going to evicted because of lack of funds I would then go to ask the second question: Do you have good credit?
I don’t recommend this often, but I know when my brothers were considering going to coding boot camp for $15K, I told them to go get an 18m interest free credit card and use that to pay for the school and then work full time during school to pay it off within the 18m so you just had to pay school itself with no interest
if you are able to do this, as soon as the 18m is over you destroy the card and continue to pay it off until it’s done
if you have severe amount of overwhelming non-flexible payments like health bills, then in addition to everything I said, you can choose to take on a personal micro loan could be an option($10K-$50K) since they should only give you around a 10% interest compared to normal credit cards giving you 15-30% interest
Ultimately it’s up to you to take personal responsibility for your life because nobody will for you. Or instead of just being dead broke you can also be a dead beat.
Plan ahead. Think things through. Be frugal until you get $100K in cash in savings. Charlie munger, warren buffets best friend says the first $100K is the hardest to save, but after that it’s much easier to make it big. Do this and you’ll be just fine
I’m in tech sales and I remember being in a similar situation when I was 18 with no experience.
You sound like an adult, so I’m going to speak to you like one.
If you need $5K next month, what is it for? Is it for stupid things or things that are important like keeping a roof over your head and food on the table or maybe it’s supporting family with health problems?
If you have only 30 days to get yourself together, you need to look at what you have resources you have available and decide what will allow you the best ROI the fastest.
My first question would be, do you have a car?
If the situation is life or death or you’re going to evicted because of lack of funds I would then go to ask the second question: Do you have good credit?
Ultimately it’s up to you to take personal responsibility for your life because nobody will for you. Or instead of just being dead broke you can also be a dead beat.
Plan ahead. Think things through. Be frugal until you get $100K in cash in savings. Charlie munger, warren buffets best friend says the first $100K is the hardest to save, but after that it’s much easier to make it big. Do this and you’ll be just fine
Hope this helps! Good luck and praying for you