For banking, I use the website instead of the application. I have very few non-open-source applications left on my phone.
Shamot
If you still use your Google account to synchronize your contacts and calendar, you can move them to Nextcloud too.
Use cash. A card payment allows your bank and the shop to track you.
Many people play Santa Claus around Christmas. Does it mean that there is a real Santa Claus?
And there is still the 14 eyes agreement
It doesn't interoperate well with FOSS software like K9 and Thunderbird.
In some countries, you need an ID to buy a sim card, so it's linked to your identity, even if you pay cash.
I vote for political parties that are explicitly against facial recognition when possible (always a small party that nobody knows). I use cash.
Libretube works for me, but not Tubular.
He wants to try before accepting the deal.
I don't know if there exists such a thing as GrapheneOS account, but it is not required. You can add Google, Facebook or other accounts like with regular Android. I use a self hosted Nextcloud instance to synchronize contacts and calendar with DavX5 app. GrapheneOS has built-in apps. I use most of them. For the app stores I mostly use Fdroid and Aurora store for non open source software. I don't use Google play store even sandboxed because I don't accept the terms of use, mostly because they have the right to uninstall apps from your phone without consent or notice.
They should stop trying