markev

Also, they assume that employers will be happy to reduce the hours worked while keeping the same wages. That'd be wonderful but unrealistic.

It does, however it goes up in smoke sometimes as well.

Checking - Tangerine

Savings - Tangerine or EQbank

Credit cards - Tangerine, Brim, Amex

Investing - Questrade

I also use a credit union's services for all the same services.

I've mostly kept with free online or cheap accounts. Was with a big bank before but didn't like the fees, and generally big banks have old and clunky web interfaces.

I do feel like managing this many accounts is a pain, and sometimes I do think about a one big bank solution. But, I can't justify the fees.

Can't build wealth when half or more of the income goes towards rent or that 6% 1million mortgage.

Wealth disparity increasing, cost of housing increasing, GDP/capita decreasing, productivity decreasing. This is not the "The Great Reset" that I was envisioning after COVID19. I was dubious of course, but I really thought there's a chance of more progressive policies. But instead we just have the feds subsidizing electric vehicles tech.