Every common user is the opposite.
They dont care about their data. They let others care about it for them.They dont check if their emails from 209 are still in their mailbox.
They dont care if the photos from 2020 vacations are in their new phone.
They dont save photos to their computer, ever.
they dont have their songs saved anywhere else than in their spotify.
They dont realize the vidoes on their youtube playlist are gone missing.
They let corpos manage their data and hope thae data will still be there no matter how they dont care personally.
No. SD cards are not reliable.