I've seen articles of how the car maker will sell this to insurance and if you do anything wrong your rate will go up.
If I ever buy a new car you can bet I'll be doing research on how to rip that shit out. Won't even drive it home from the dealer without getting in there first.
When I need a new car it'll be well researched and proven to be possible, or it will be a old 1990's car and I'll upgrade parts. I don't mind soldering, researching chips, removing any antennas, etc.
In any case, It's public knowledge so hopefully we get laws or something first to stop this shit.
https://pirg.org/articles/car-companies-are-sneakily-selling-your-driving-data/
Then again. My rate might go up because my car doesn't submit reports