I believe that would not be allowed.
Banks check your IP to prevent fraud, they would detect your IP being outside country and deny it.
yeah? VPN they know about that those are usually blocked for new accounts too.
since you have documentation, and all that why not come home for Christmas and open an account here?
and how do you come by your info "not true"
have you worked at Bank of America, Chase, Citi, CapitalOne ?
have you tested to see if you VPN to an IP outlet in say Europe your experience at chase dot com is different?
I think like much of the people that suppose they "know" things... you probably know nothing about what you are talking about.