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Hate speech is free speech
So is criticizing the assholes who say it, turnabout it fair play.
There are some cultures, religions, etc. with pretty abhorrent customs that people should be free to criticize, and if you're not careful with how you craft and apply hate speech laws, people may not be able to speak out against those injustices like they should be.
I'd also rather have the assholes be out in the open about their shitty beliefs. If you're dumb enough to, for example, fly a Nazi flag at your home, business, on a bumper sticker on your car, etc. that's convenient for me because I know not to give you business, hire you, stop to help you with a flat tire, give you a friendly wave, etc. If you're keeping your nazidom in the closet and pretending to be a decent human being, how would I know not to give you the time of day?
I have a tiny bit of a libertarian streak, I'm not a "Big L" libertarian who thinks that roads should be privatized and corporations should be able to do whatever they want, and all of that other bullshit, I like receiving government services when I need them and I'm generally fine with my tax dollars paying for them for others (not that I don't have some strong criticism about some of what the government does with my taxes)
But I do like individual liberties, and I think that with the right guard rails in place (mostly strong public education and social safety nets to make sure that people can afford to "vote with their wallets" and the ability to make responsible, informed decisions about how they do that, as well as strong limits on corporate power to make sure that there can be alternatives that people can take their money to) capitalism can be a pretty neat and tidy solution to a lot of problems.
In my sort of ideal world if someone is spouting hate speech, they just become a social pariah, no one would want to hire them, no one would buy their products, no one would sell products or services to them, no one would give them a platform or an audience, and when they get up on their soapbox they'd be immediately shouted down off of it by everyone within earshot. And if the local bakery, car dealer ISP, grocery store, energy company, etc. happens to be owned by one of those pieces of shit, it should be within the reach of anyone to start up their own competing company and drive the asshole out of business because given the alternative everyone should want to give their business to them instead of the asshole.
Propaganda works yo. If you know someone is spreading misinformation it is important to address it otherwise it will grow in popularity.
I think you are under the assumption that perhaps everyone critically examines everything they hear rather than just accepts it. Or perhaps just a general belief in the march of progress will keep things balanced.
Due to barrier to entry you can't just challenge whatever company or political movement you want. I have always noticed that libertarians think that everything works like a very small town where anyone has the political or business agency to do whatever they want. It is a cute way to view the world for sure.
I don't think voting by your wallet is effective in everyday life or even as a political tool. First, the votes are extremely unequal when distributed. Second, companies and politicians routinely ignore consumer preferences, wants, and needs. Third, it shifts the burden to the individual which holds the least power to affect change unless they are wealthy.
https://doctorow.medium.com/https-pluralistic-net-2025-09-13-consumption-choices-marginal-benefits-66edd5d9a82e