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The app also forwards you to this broken page (obstructed by image) if you try to use it in an emulator: https://rasp.tatrabanka.sk/emul (or without "emul" on rooted device)
this post was submitted on 09 Sep 2026
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Mildly Infuriating
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...and civil action if you try to reverse engineer or circumvent the app in any way... because the app's code is copyrighted. If you do it for someone else or make a post explaining how you did it things can get really spicy. Lord help you if you profit commercially from it.
Yay DMCA, in particular Section 1201!
So far, AFAIK, the "must use app to bank" problem is happening only outside the US where the DMCA doesn't apply.
It was actually forced onto the US by a clever US politician, Bruce Lehman - the Assistant Secretary of Commerce and Commissioner of Patents and Trademarks under Bill Clinton, who pushed it into an international treaty, the WIPO Copyright Treaty. Europe also approved the treaty and I assume the European counterparts still stand.
Maybe it isn't so thoroughly abused over there though. Poor Europeans lack the highly sought after freedom (to lose all of your rights to mega-corporations) we enjoy in the USA.
We can still reverse engineer as long as it’s for compatibility for example. So building a FOSS app after reverse engineer the other one is fine. Especially if that bank doesn’t support your device.
It’s still probably violating terms and stuff so they could just terminate your account.
So would reverse engineering and building a modifed version of an app, so that you prevent it from doing things you don't want it to do, be legal?
From what I understand from lawyers yes. Unless you want to sell it or something. But IANAL
I was aware of the treaty and its role in circumventing the democratic process, but was not aware that the anti-cirvumvention bullshit was part of it.
The EU laws may not be worded so horrendously. I'm barely familiar with EU law beyond a little of the GDPR.