Privacy

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A place to discuss privacy and freedom in the digital world.

Privacy has become a very important issue in modern society, with companies and governments constantly abusing their power, more and more people are waking up to the importance of digital privacy.

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[EU] Apparently from 20 Nov, pay later apps need to view past purchases and income to function (lemmy.dbzer0.com)

submitted 1 week ago by just_an_average_joe@lemmy.dbzer0.com to c/privacy@lemmy.ml

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I used to always prefer to pay later (with no interest), cuz i heard it would prove schufa score but I just received an email from klarna, how in the future they will need to view all my purchases history to make sure it fits my budget and income.

What the heck? I thought EU was better for privacy. If we don't buy things on credit, we get a bad credit score, and if we do, then we have to sell our data ?

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[–] just_an_average_joe@lemmy.dbzer0.com 1 points 6 days ago

Yeah, housing was much more affordable back then.

And based on what I have heard, when you pay out of pocket, it does not show that you are someone responsible vs if you buy on credit and then pay before the deadline. The latter is more stronger proof of financial responsiblity than the former. Not that I agree with that logic