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New York sergeant, wife and two sons found dead in murder-suicide, police say
(www.theguardian.com)
this post was submitted on 01 Jan 2024
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Well, if they just inherit their dead dad's debt, would that be a "good life?" Assuming a financial situation is why this occurred. If both parents die is the debt expunged or passed to next of kin? If the debt is passed, they would be forced to declare bankruptcy early in their life (destroying their credit), which destroys a lot of options like college, car ownership, etc.
By no means am I saying this is the better option, just seems like both were quite shitty outcomes to me
You can't pass debt onto a child in the US. The only way that happens is inheritance/assets (say they have a house they owned and $100k in the bank then the creditors can lay claims to that) but if there's nothing but debt then the debt dies with them
It COULD pass to the spouse, but only if it's debt jointly incurred during the marriage
Debt isn't passed on to children. His spouse would have had to take it (unless it was structured specifically such that she wouldn't), I'm not aware of inherited debt being a thing anywhere in the west.
Searching is a bit difficult because there's a lot of "false positives" from articles talking about how inherited debt isn't a thing unless you co-signed a loan or want an asset with secured debt attached to it (like a house with a mortgage). So I can't say for sure that it's not a thing anywhere in the west but can say that's the case for Canada and USA, at least.