Selfhosted
A place to share alternatives to popular online services that can be self-hosted without giving up privacy or locking you into a service you don't control.
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I don't think you'll be able to build anything with €100, but you might be able to buy an old PC or laptop locally and use it as is. I've never run nextcloud myself, but from I've read it'll be the most taxing service on your list. Everything seems pretty minimal, though I don't know anything about Photoprism.
Yeah, for that price you won't find anything new. For illustration, when I bought a new Athlon 3000G, which was the very lower CPU on their AM4 offering, it was at 55€ without anything else.
Even a Raspberry Pi kit will blow that budget, but they may find some used SFF office PC for around that price.
From experience, older thinkpads usually sell for cheap, come with an inbuilt monitor, and are built sturdy. Highly recommend.
Older thinkpads in this price range will not perform well as servers. They will be pretty limited in specs. Better to go with a used SFF or other form-factor business model desktop.