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We all know this, but it’s important to know who to blame.
It's fair to also blame Biden. He gave up the ability to further push back student loan payments for some concessions to keep the government open.
The 20k would have forgiven roughly 400 bil in loans. When that was shot down, Bidens admin kept quietly forgiven 5bil here, 8 bil there, which has now risen to 136bil and counting.
It's not the 400bil we hoped for, but 136bil forgiven is far, far more than any admin has ever done to relieve student loan debt.
That doesnt even take into account how they doubled the minimum income limits that affect how much you have to repay on an income based plan, given a complete and free exit out of default, zero interest while making payments, retoractivly approved people who should have had them forgiven, on and on. They fixed so many bullshit aspects of repaying the debt and have gotten basically zero credit for it because its complicated and not sexy like "20k!"
Read the fuck up on what good they have done and i think you'll be suprised.
I understand what they've done. But Biden didn't promise to "do something." He promised broad forgiveness. And it was clear that many Dems were going to hold him to it. He shouldn't be surprised he's not getting credit for half measures, especially when he had the power to keep student loans deferred.
Biden did not promise broad forgiveness on the campaign trail, he said he was open to it. He made no promise at all, much to the irritation of progressives. He stated that he agreed we should forgive 10k/person as suggested by several senators, but it wasn't a campaign promise.
What his admin did was 100% pushed for broad forgiveness anyway, in the only way possible. Since he couldn't get it with a new law due to the GOP in the house and senate, he used the executive power he was granted by an earlier law, but the GOP supreme court found a flimsy excuse to stop it. How is that Biden failing?
He did have the power to keep them deferred, but he had to give that up to prevent a ugly government shutdown. He made a concession, because in a divided government that is something you have to do to keep the government working. In basically every other regard he absolutely rolled McCarthy in that negotiation, preventing tons of fucked up thing the GOP wanted. It was a ugly choice, but the right one.